Compare personal accounts with low fees, rewards and easy switching for Switzerland.
The right bank account saves you noticeable money every year. Account maintenance fees, card costs, cash withdrawals and payments abroad add up quickly. More and more digital providers in Switzerland waive base fees entirely and offer attractive switching bonuses.
We compare personal accounts by the criteria that matter in everyday life: fee structure, debit card, foreign currency payments, app quality and customer service. This helps you find the account that fits your life.
All offers are non-binding – a click opens a form for a free callback.
Conditions subject to change. The respective provider's conditions apply. Only for persons aged 18+ resident in Switzerland.
Conditions subject to change. The respective provider's conditions apply. Only for persons aged 18+ resident in Switzerland.
Conditions subject to change. The respective provider's conditions apply. Only for persons aged 18+ resident in Switzerland.
Conditions subject to change. The respective provider's conditions apply. Only for persons aged 18+ resident in Switzerland.
Switching accounts is easier in Switzerland than many think. With a structured switching process, you transfer standing orders and salary payments in just a few steps. First check which services you actually use – if you often pay abroad, low foreign currency costs are more important than a switching bonus.
Digital providers score points with low fees and modern apps. Traditional banks offer personal advice and a branch network. Many customers combine both.
In addition, it's worth taking a look at our Savings Accounts and Credit Cards.
First, open the new account, transfer standing orders and salary payments, and then close the old account. Many banks actively support the switch.
Yes, several digital and traditional providers waive the account maintenance fee. Look out for possible costs for cards or foreign currencies.
Some accounts offer low credit interest rates. For higher interest rates, dedicated savings accounts are better suited.
Yes, many banks offer special student and youth accounts without a basic fee, often up to a certain age.
We will inform you as soon as the top offers in this category change.
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