Compare loan rates from leading Swiss providers. Find the right offer – representative interest rate shown. 18+.
A personal loan can make sense for larger purchases or debt restructuring – provided the conditions are right. In Switzerland the effective annual interest rate is capped by law and must be disclosed transparently. Besides the interest rate, the term, the monthly instalment and the flexibility for early repayment are decisive.
We compare offers by the effective annual interest rate and real total costs, so you don't fall for low teaser rates. A careful credit check also protects you from over-indebtedness.
All offers are non-binding – a click opens a form for a free callback.
Representative example: CHF 10,000 over 36 months, 7.9% effective annual interest rate, total costs CHF 1,240. Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG). 18+.
Representative example: CHF 10,000 over 36 months, 7.9% effective annual interest rate, total costs CHF 1,240. Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG). 18+.
Representative example: CHF 10,000 over 36 months, 7.9% effective annual interest rate, total costs CHF 1,240. Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG). 18+.
Representative example: CHF 10,000 over 36 months, 7.9% effective annual interest rate, total costs CHF 1,240. Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG). 18+.
A loan is a commitment over years. Only borrow what you can safely repay, and always compare the effective annual interest rate instead of the nominal interest rate. The total costs consist of interest and term – a longer term lowers the installment but increases the total costs.
The effective annual interest rate contains all costs of the loan and makes offers comparable. In Switzerland, it may not exceed a statutory maximum rate.
Loans are not granted if they lead to over-indebtedness. Also check whether a Sparplan is the cheaper alternative.
Depending on creditworthiness, the effective annual interest rate starts at around 5.9% and is legally capped. The representative interest rate is always shown.
Yes, in Switzerland you have the right to repay a consumer loan early at any time. Many providers waive additional costs.
The provider checks your income and obligations. A loan is rejected if repayment would lead to over-indebtedness.
After a positive check and signing the contract, the payout often takes place within a few working days.
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