Find the highest savings rates in Switzerland. Compare instant-access, fixed-term and Pillar 3a accounts – updated daily.
Saving pays off again: after years of low interest, Swiss banks now offer significantly more attractive conditions. But the differences are large. Those who compare get noticeably more out of the same savings. The key is to choose the right vehicle for your goal – flexibly available, fixed-term or tax-privileged via Pillar 3a.
We compare savings accounts by interest rate, availability and conditions. This shows you at a glance where your money works hardest.
All offers are non-binding – a click opens a form for a free callback.
Interest rates variable and subject to change. Capital withdrawal for Pillar 3a is regulated by law. The provider's conditions apply. 18+.
Interest rates variable and subject to change. Capital withdrawal for Pillar 3a is regulated by law. The provider's conditions apply. 18+.
Interest rates variable and subject to change. Capital withdrawal for Pillar 3a is regulated by law. The provider's conditions apply. 18+.
Interest rates variable and subject to change. Capital withdrawal for Pillar 3a is regulated by law. The provider's conditions apply. 18+.
The most important lever when saving is compound interest: The earlier and more regularly you save, the more your capital grows. A call money account is suitable for money that is available at short notice, and a time deposit account with a higher interest rate is suitable for a fixed amount over a longer period.
Pillar 3a is tied private pension provision in Switzerland. Deposits are tax-deductible up to an annual maximum amount – a double advantage of interest and tax savings.
Combine saving with a fee-free Privatkonto and test your knowledge in the Finance Quiz.
This varies constantly. Time deposits and Pillar 3a accounts usually offer higher interest rates than call money, but are less flexible. We update the offers daily.
Payments into Pillar 3a can be deducted from taxable income up to the statutory maximum – so you save on taxes and interest at the same time.
Balances with Swiss banks are protected under the deposit insurance scheme up to a statutory amount per customer and bank.
Call money is available at any time, time deposit offers a higher, fixed interest rate over a fixed term. The choice depends on your time horizon.
We will inform you as soon as the top offers in this category change.
Leave your details – we'll get back to you without obligation.